Saturday 31 December 2011

A Fair World: The Big Picture

In this life, nature is our greatest dictator. When we cause adverse harm to our earth, the impending harm reacts within a cyclical feedback system. Our interdependence with the environment in which we live is important to understand if we are to come in harmony with it; that is, if the eventual goal is a harmonious relationship with the living environment. The same can be said for the relationships among the human race: the fact that we are interdependent on each other, and that negative relations do cause lasting and systemic ripples throughout the socio-economic system we have constructed.

Living in the western world, we have been culturally bred to accept the paradigm that we are living in. Most of us have stakes in it, and most are admittedly satisfied by the system. I would contend that the reason people are so satisfied is because they don't know what they're missing, but that's another argument.... The notion I'm going to challenge is the one claiming the present state of world affairs in it's entirety is fair. I will evaluate it's prevalence of fairness based on the generalized definition of fairness (as stated on dictionary.com): 

Fairness: the state, condition, or quality of being fair, or free from bias or injustice; evenhandedness. 

To start, I'll address economic inequality. I've harped about this topic many times, but it is only appropriate to do so as the topic and economic inequality are very much connected. It is important to understand that with an inequality of money, coupled with the fact that it takes money to buy virtually all of the fundamental human needs, social inequality is imminent:

- There are 137,000 children in British Columbia alone who are living below the poverty line. That's 16% of BC's children, and the rate is rising. Not surprisingly, the inequality of income in British Columbia has also been growing

- 49 million people in the United States have been deemed poor. Now check out this chart demonstrating the increasing income inequality in the United States: 


Yes, we can admit that a good number of us still live decent lives, with the ability to at least provide for our human needs. And although we must realize that the number of social disparities and potential economic downward risks in developed nations is growing, understanding the atrocious state of socio-economic fairness in developing countries is useful for understanding fairness at a global level:

- In Africa, 1 in 2 people live on less than a dollar a day. Additionally, 33% suffer from malnutrition, with less than 50% having access to adequate medical care. This is compounded by a host of other disparities

- With a population of 1.3 billion, 85% of people live on less than $2 per day  in South East Asia.

- In Latin America, the richest tenth of inhabitants own 48% of the wealth. The bottom tenth own just 1.6% of the wealth.

If we want a fair world, doesn't it make sense to have a discussion about income and general wealth inequality? As discussed in previous articles, the environments in which we are raised have a huge impact on the shaping of psychological function and personality. If people are born into adverse social environments, can you expect anything else other than less chance of measurable success? This is the basis of inequality. Our media hardly reports it. I never remember hearing about income inequality growing up, I just assumed that rich people were either more brilliant academically or just worked unnaturally hard. This is far from the truth though. The truth is that it becomes easier to accumulate wealth as you get more of it.

For example:

Let's take someone coming out of high school, with assets totalling 5,000 dollars. We will compare it to someone with assets of 500,000 dollars. And then we will compare it to someone with assets totalling 5,000,000 dollars.

High schooler, or recent graduate. (Income, roughly 1,000/month, assets: 5,000). Options for making money immediately:
- Go to school, in hopes that there will actually be jobs when you finish.
- Start up a business by selling a given product (requiring a business loan with a limit of no more than 10,000 dollars, assumably with an interest rate far exceeding the average. This is due to the lack of credit worthiness the high-school person has, as well as the limited amounts of assets they have in case they fail to repay the loan)
- Take up a trade. Make pretty decent money doing a job you will likely come to hate.
- Become a wage slave in the service industry, slowly climbing a corporate ladder only to have your social services cut in the name of austerity while your wage continues to stagnate.

Middle class person (Income: roughly 4,500/month, assets: 500,000) Options for making money immediately:
- Assuming there is equity in your home, downsizing in an upwards market can open up some very profitable opportunities.
- Purchasing an established local business. Using the credit worthiness built up over 10+ years of paying bills, as well as the collateral from assets they own, the bank can grant a loan. The loan limits would far exceed the limits of a high-school kid, without even taking into account the actual feasibility of that business venture in the given market.
- Invest in the stock market/bond market/bullion market. Using either savings from your career or a low-interest loan from the bank, these ventures can provide to be very lucrative. The more you put in smartly, obvious the more you can multiply your earnings.
- If this person is a business owner, they can consider cutting a certain portion of staff to immediately cut operations cost. While in a position of financial power, and being on the leading end of employment, this gives the employer the complete control over employment in the workplace.

Upper class person (Income: Roughly 450,00/month, assets: well over 50 million). Options for making money immediately:
- Ability to pay off a mortgage much much easier. We have to realize that the gap between middle class and upper class wealth is vastly larger than the gap between middle of the road and top of the line real estate prices.  Much of the wealthy class has the ability to pay off a mortgage in a matter of months, weeks, and sometimes even days. When we consider that Jon Paulson made millions everyday from 2007 onwards, the staggering ability of the rich to be able to pay off their personal debts becomes more obvious and clear.
- Buy up, or buy out companies/corporations.
- Engage in tax evasion. This is often done illegally, but also in many ways legally.
- Invest in real estate, nationally or internationally. Start-up costs for real-estate are often pennies for investors with such deep pockets.
- Buy up local media sources to perpetuate your agenda to society, therefore increasing the chances of socio-economic circumstances being tipped in your favour.
- Become a politician, where you can easily gain support as long as you have businesses willing to fund your cause. (With the often less heard part where that company can make millions or billions  off of you).With this method, you also gain celebrity status... so long as you can hold your own in some Fox News debates or interviews.
- If successful in the financial or business industries, advisor positions are readily available at massive arrays of firms looking for insight. These positions can be very lucrative.
- Invest heavily in human needs related industries, whereby the demand for business is almost guaranteed.

As you can see, there is no actual "fairness" within this type of social model. Fairness is to begin on a level playing field, or at least a somewhat level one... I realize there are many more money-making opportunities for each class that I missed, with generalization inevitable in this type of analysis... but you see my point. The precondition of having money immediately gives you an advantage over someone who doesn't. That is fact.

And when we take a look at inequality rates, in correlation with the obscene and very real circumstance of varying social mobility, we further realize that this world is far from fair.

Fairness to me, is not a world where 1% of the population can control 40% of the wealth.

Fairness to me, is not a world where the politicians that are supposed to represent all of us can be bought and sold by elites who can afford to lobby them.

Fairness to me, is not a world where populations can be effectively discontented, disgraced, and assimilated like the Natives in Canada, or the Palestinians by Isreali security forces (Israel happens to be supported by the US, Canada, as well as several other large industrial nations), or even African-Americans in the US, who face tremendous inequality after several severe financial crises.

Fairness to me, is not a world where we still have homeless people. We have all the means of providing human needs to every single human being on this planet, we have just created a system that bleeds inequality and has created social mechanisms/institutions that justify this kind of moral brutality and stupidity. In fact, the cost of all the destruction created by countries involved in World War 2 could have easily provided for every single human need for every single person in the world. The capitalist system of today is the most wasteful of any system in history, yet we try to pretend that we effectively and morally allocate appropriate amount of goods to the appropriate people. This purely political mind-frame MUST stop if we are to constructively deal with human scarcity.

Fairness to me, is not a world where our food supply is threatened by money hungry corporations.

Fairness to me, is not a world where even our water supply is monopolised and profited from...

I think it would be tremendously difficult to make an argument that this world is fair, and able to be effectively and humanely utilized by all beings, regardless of colour, ethnicity, geographical location, or wealth.







We are lying to ourselves if we think this world is collectively doing a good job. It would take a very distorted view of "good job" to believe we are achieving it. It is easier however, which is the reason we engage in it so relentlessly now without thinking about the social effects which result from our everyday actions and ambitions.

We have become disconnected with the humans in which we share this earth with. Animals of the same race tend to band together, in hopes of creating unity and consequentially, strength and power through numbers rather than socially constructed instruments such as money. We have lost our sense of love towards each other...

But fairness; whether it be by mutual respect or mutual work, coincides with love...

 For love is the foundation for all that is fair.


"One way or another, we all have to find what best fosters the flowering of our humanity in this contemporary life, and dedicate ourselves to that" - Joseph Campbell

"It has become appallingly obvious that our technology has exceeded our humanity" - Albert Einstein



Written by Shelby Bouchard
Follow me on twitter: @SBtheradical













Sunday 4 December 2011

Influence: Becoming Products of Environment

Assumptions tend to eat away at the negative end of my psyche, so I thought I would address a common theme I find among some of the most false statements present in our society. They have to do with influence and the social environment. I'm talking about statements such as these:

- "That person is lazy, that's why they're homeless. Being homeless is a choice"

- "Everyone has equal opportunity to make money as long as you work hard"

To begin to break down the connection I'm going to try and establish to you, we must first understand that influences play a unique roll in our social lives. Unfortunately, we have forgotten that influence stems further than most people believe. The importance that influence has on our psychological development is unprecedented, and this must be realized and applied to social environment study in order to really understand the state of our social well-being.

Keep in mind this is a complex and multi-faceted psychological concept, and fully explaining it is impossible within the confines of a blog post. But here it goes:

In accordance with the first irritating comment listed above: Our ability to respond to influence begins as soon as we have an environment. For example, a mother who drinks during pregnancy will often cause the baby to develop Fetal Alcohol Syndrome. This view is widely accepted and justly so by the vast majority of health professionals. It makes sense, as the environment of the baby is affected by a type of chemical invader, a reaction to that invader is imminent. The same is true with stress. Developmental biology in the past few years has been continually dismantling the assumption that genetics are the root cause of complex conditions such as stress and mood disorders. Dr. Robert Sapolsky, Professor of Neurological Sciences at Stanford University, has stated that "it is virtually impossible to understand how biology works outside the context of environment". What he means by this is that our psychological development, a prime example of biological function, is subject to environment above all else. This notion already places common assumptions of homelessness on a path of falsity.

Dr. Gabor Mate, a preventative care specialist who works with the hardcore addicts of East side Vancouver, has also released several resources indicating that homelessness is not genetically determined or born out of laziness, but the result of severe mental and/or physical abuse stemming from childhood. This also apparently is why drug use is prevalent among people who are so stressed or emotionally scarred, because the drugs properties are what the user has been seeking. It is a sort of safe haven, an escape from a painful reality.

And even with will-power, escape from addiction is not as simple as much of the public unfortunately believes. In fact, the American Society of Addiction Medicine released a new definition of addiction, whereby addiction is treated as a "chronic brain disorder" rather than a "behavioural problem involving too much alcohol, drugs, gambling or sex".

You will find no peer-reviewed scientific study that indicates laziness or behavioural issues as causative in any kind of addiction. Rather, behaviour is either learned through environment or the result of mental deficiencies in the social environment.

A way that I was explained addiction which is easy to understand:

The great British child psychiatrist (as cited by Dr. Gabor Mate) said that fundamentally two things can go wrong during childhood:

1. When things happen that shouldn't happen. This includes things such as trauma, abandonment, abuse etc.

2.  When things that should happen, do not. This refers to the absence of positive developmental stimulus such as an emotionally available parent. This is also known as proximal abandonment.

Addiction is so much deeper than laziness, it's causes being systemic. We have done ourselves no favours by neglecting the importance of influence on our development as human beings. We forget that human societies have not always been violent, with early egalitarian societies actually having little to no violence due to the strong social cohesion and mutual understanding between them.

Our environment is us, and we are the environment. We create it, we perpetuate it. It is up to us whether we accept environment as a cause of social disconnection, and in doing so decide to recognize and constructively reverse the prevalence of negative social environments. It is then and only then that we might come close to closing the gap on addiction or general social inequality.

To address the second irritating comment: Equal opportunity is the most dumbfounded, inconsiderate, and untrue assumptions in society today. We are not all equal. Inequality is a rampant problem of society and in many complex facets of social functionality. These statistics speak for themselves:

- Canadian aboriginal people are twice as likely to be unemployed than non-aboriginal people.

- The 2008 global recession hit minorities by far the hardest. Blacks and Hispanics lost an average of over 50% of household wealth between 2005-2009, whereas whites lost an average of 16%.

- Toronto unemployment rates are up to six times higher for certain minority groups.

- The global recession wiped out the income gains of the 99%, while the 1% had only half of their gains erased.

And if we are to do comparisons on the basis of developed countries vs developing countries, the comparisons in inequality become exponentially more pronounced and perverse. This world is absolutely riddled with inequality; coast to coast, border to border and nation after nation.

When we consider that human development is in fact a question of environment, is it not safe to say our economic and social inequality is the biggest factor in some of our biggest societal problems?  People often forget that inequality has not always been such a huge problem, as middle class wage rises used to match inflation rises until about 1980. It is our government policy that determines inequality. For example, these types of policies hugely affect inequality rates:

- Tax rates, in all forms (income tax, corporate tax, etc)

- Tax cuts

- Social security

- Health care, either the quality of it or the availability of it.

- Interest rates

- Incarceration rates

- Affordable housing

As you see, all of these policies carry with them the ability to be changed. It is up to us to demand change, and in the process evaluate the ways in which to best allocate money so that a positive social change can take shape sustainably. We must not listen to the elite about which ways to properly allocate money; this is exactly what we shouldn't have done for the last thirty years but did. The ruling class have effectively gutted populations, forcing debt upon them until they cannot afford to consume more than what they need. With an economy whose life-blood is consumption, the premise of austerity is weak in theory and in practice. Cutting deficits most often means cutting jobs and cutting social services, both in Government and in the private sector

This is the reason why Bank of America cut 30,000 jobs recently.

This is the reason why MF Global cut 1,000 jobs shortly after it declared bankruptcy.

This is the reason why Europe is consumed by social unrest; as a result of broad-based austerity cuts in social services.

This is the reason why even cops are willing to stand up with Occupy protesters...

We have for too long believed that addiction and inequality is a cause of defective personality, rather than accept the truth: Addiction and joblessness is systemic, not genetically or behaviourally determined. The only way to talk about human nature concretely is to also recognize that we as humans have certain human needs. We are born with good traits when those needs are met, and born with a different and likely negative traits if those needs are not met. One only has to analyse the poor state of economic function in correlation with social condition to recognize that behaviour is socialized; subject to environmental influence.

We have been pointing our fingers at the wrong source, and raising our voices to the wrong people. Poverty is a by-product of the system, a result of poor economic planning which never seems to be in accordance with social worth as a measure of efficacy. It does nothing to dismiss poverty as unchangeable, because that view is scientifically invalid. We can change it, but only if we try; which we haven't done, as far as I can remember. At least not effectively. So let's talk about it, address ways in which people can feel socialized, and feel like there is a tomorrow. By closing the door on the future, we have been oppressing progressiveness and justifying it all at the same time. We can do better.








"Poverty is the worst form of violence" - Mohandas Ghandi


Written by: Shelby Bouchard

Follow me on Twitter: @SBtheradical

Friday 2 December 2011

Harper's Crime Bill: Ideological Insanity

      Stephen Harper, just months into his term as Canadian Prime Minister after winning a majority Government, has already begun to make headway in the business of dismantling the social structure; which seems to be a recurrent theme among Neo-Conservative Government legislation. The working theory is that if you spend money creating prison space coupled with the resources to fill that space, safer streets will be the result. And in a perfect world of equal opportunity, that theory might actually have some applicable merit. But our world is not fair, as anybody with a computer, a search engine preference and some time can figure out. Our world is riddled with generationally systemic inequality, both economically and socially (actually the two most often take shape in some type of unison). Behaviour is learned, as environment shapes personality and the prevailing culture. Inequality is already established, and there is not much hope in sight of our politicians taking drastic enough measures to try and combat it.

      The Harper omnibus crime bill is a pervasive example of Governments inability to address the real problems in society, instead pushing ahead with band-aid measures that have already been proven ineffective and actually counter-productive in many cases. The omnibus bill combines 9 different crime legislation sections into one bill, for which Marijuana crimes are treated as more offensive to public safety than child rapists. Yes, a marijuana grower will face more jail time than a child rapist under this bill. Other examples of measures planned to be implemented under this bill are:

- Implementation of mandatory minimum sentences

- An ending to various conditional sentences, including property crime and serious crimes.

- Ending early release for many types of criminals

      The bill is pretty much guaranteed to be passed by parliament. The costs have not yet even been finalized, however estimates are very high, with much of the financial burden being placed on provincial governments. Harper has also said that the provinces will be constitutionally required to implement the bill's measures when it receives royal assent.

      If there is one thing to understand in this article, it is that policies focused around locking people up do not increase public safety. This has been proven again, and again and again.

      If it did, the United States would have the safest streets in the world....

      With less than 5% of the worlds population, the United States claims almost 25% of the worlds prisoners. In August of this year, US prison population topped 2.4 million people. Yet the US still continues to struggle with a stubbornly high crime rate among industrialized nations.

      Even Texas Conservatives are telling us that this "tough on crime" approach will not work. Texas, as well as various other states have already tried this approach, with a failure in result always prevailing. What a responsible Prime Minister we have, one that rejects statistical and anecdotal evidence when making decisions with his cabinet members. Can this really be supported? I think that argument would be incredibly difficult to make.

      The truth is that this move is ideological. It is not grounded in evidence or fact, nor does it have to be. Government talk has always been comprised of several cause and effect statements, most often without the knowledge or any kind of evidence to support that position. One only has to watch a Government sponsored commercial, or watch some snippets of mainstream news, to understand that government leaders do not need evidence or expertise in any kind of field to get their correlating policy objectives to resonate in the minds of the public. They need a good smile, a simple cause and effect statement, and some candour driven dialogue to finish.

      Harper is not going to be convinced. He has his own agenda, and it unfortunately does not include social health or safety. The fact is that this crime bill is rooted in neo-conservative doctrine, whereby the economic benefits of imprisonment are far more important than taking a step back and addressing the human disparities  and their systemic creators that cause crime in the first place. How effective is a solution that doesn't actually solve what it set out to solve? This crime bill is a war on the public, used to increase employment and financial gain in the economic landscape of prison construction. It targets the vulnerable without addressing the causes of that targeted offence. It is like finding a rotten apple on your bedroom floor, and instead of addressing where it came from or taking it somewhere where it needs to be, just throwing it under your bed. The stench persists, the problem still prevalent. Same goes with this crime bill, it solves nothing.

      Harpers crime bill is an economic jump-starter disguised as a triumph in public safety.

      Yeah a positive economic boost could positively affect society. No doubt. Employment in corrections and construction will skyrocket, providing a standard of living for those who are awarded jobs.

      This is only one dimension of the discussion, however.

      For example: Say I go down the street and break every single window in sight as well as damage doors, locks, and other private property. Now think about what happens thereafter. The economic multiplier begins to accelerate. Window companies are praising me, for they gained much business repairing windows. Door companies as well as their tertiary counter-parts gain business to replace doors, with locksmiths experiencing a mini-boom for the week(s) after the incident. Oil companies gain business from the gas it took to both drive to the site of damage, as well as the operation of the various machinery types used to repair my damage.           Food companies in the area would likely experience an increase in sails, as the numerous amounts of workers in the area require food energy to keep working. Let's be honest, not everybody brings their own lunch to work...

      At first glance, I could be hailed as a local business hero.

      But then real questions become: At what cost did my decision have on everybody else. Did I really do good? For all the companies I helped, how many did I hurt? How many assets did I unknowingly steal from insurance companies hit with large pay-outs? And the businesses I hit, how did it affect their profits?

      As demonstrated, we must be careful how we measure our leaders political decisions. Especially when it involves the social environment.

      There is no evidence that this crime bill will positively affect public safety, which is the primary claimed reason this bill is being pushed through in the first place. We must see it for what it is. It is a war on the people, for economic benefit. The recurrence of government sponsored P3 projects in Canada suggest to me that Harper will do his best to push privatization of these services on the people as well. Just another ideological policy goal common among neo-conservatives. We should be especially wary about the possibility of a private prison system, for it to has it's various examples of negative social effects.

      The Conservative Government has even rejected the consideration of mental illness when sentencing individuals.

       This is a warning to the people. Do not let this government fool you into thinking spending billions on space for criminals will deter crime in any meaningful way. Just another example of the stupidity of this bill lies in the fact that the crime rate in Canada has been falling for decades, with it falling to the lowest rate since 1973 this year. Our media's effect on portraying a more dangerous society even when there isn't one, is a different story entirely, and has it's place in another article. But the facts speak for themselves:

      This bill is destructive, demonstrably counter-effective, and an ideological war on the citizens of the Canada. It is an insane attempt to replicate the already tried-and-failed policies of our neighbours to the south, with the burden of failure surely to be placed on us. We are wasting our time building prisons, as rehabilitation and social improvement policies are really the types of policies we should be exploring; that is, if our goal is to actually address the causes of crime and genuinely take steps toward preventing it.







"If passed, C-10 will take Canadian justice policies 180 degrees in the wrong direction, and Canadian citizens will bear the costs" - Tracy Velazquez, executive director of the Washington-based Justice Policy institute.


Written by: Shelby Bouchard
Follow me on Twitter: @SBtheradical

Thursday 1 December 2011

The Money System: Perpetual Debt, Inevitable Struggle.

      Money is unreal. Few know that money is actually an imaginary concept. Currency is the symbol of non-existent money; the physical representation of a certain denomination based off the inherent value of goods or financial instruments. The denominations and their value are not fixed, they are variable. The value of money is always changing.

      Why?

      If money accumulation is the basis of societal success, which by capitalist definition it more or less is, then why is the currency system we have created so unstable and not predetermined, with the rules of monetary change being well known to the public? Unfortunately, money and currency are foreign terms to most people. Yes, most if not all will understand what we can do with money, and how much we need to do certain things, or how much we need to survive... but the bigger questions regarding money and currency have been hidden from the vast majority of society. I believe understanding the basis of money creation and currency circulation is a fundamental key to understanding the destructive nature of the economic paradigm that we are living in. I will try to the best of my ability to answer certain types of questions, the ones that very few of us think about on a daily basis; or even at all. Such questions include:

- What is money really?

- Who has the legal rights to create and/or distribute money?

- Where does interest come from? and why does it go hand in hand with perpetual debt?

- Lastly, and most importantly: Can world debt ever be paid off?





      So here we go...

      It is very important to understand that money, as it exists today, is merely an economic tool of measurement. The human race has not always had money, therefore you must immediately release your mind from any type of presupposition that money is a fixed part of socio-economic life. That is simply wrong. Human beings have created the money system, just like we have created political parties, nations, and ideologies. Therefore, it should be fair to criticise the ways in which money is used in hopes of inspiring a change for the better if there is a disparity (and there is).

      Money is not real. It is created. Currency is real in terms of its physical existence, but it is representing something false = money.

      Money is your chequeing account balance, or your savings account balance. That is your legal share of money.

      Currency are the Dollars, Euros, or Yen that are created to represent money. They are merely symbols. This is also known as "fiat currency".

      So where does it come from? As mentioned, it is created. But not everyone is allowed to create money, that duty is reserved legally for certain institutions. In Canada, the Bank of Canada is legally allowed to print currency and create money by placing a line in a ledger. It is a crown corporation that works in unison with the Federal Government (well, it is technically owned by the government), who is largely in charge of the distribution of that money (government funding ring a bell?). Our chartered banks can also create money, examples of chartered banks include Royal Bank and TD bank. In the United States, the country with the highest rate of currency creation, it is the Federal Reserve that carries these rights. And as crazy as it sounds, the Federal Reserve is a private corporation. Yes, the currency that circulates throughout American society is distributed solely by a private entity.

      Money creation is also called "fractional reserve banking". It goes something like this: You walk up to the bank to get a mortgage. The bank grants you the mortgage at a fixed or variable interest rate. Now keep in mind a bank will have Less than 1% of their asset base in currency reserves. The mortgage money is created by putting a line in a ledger, an exercise of legal money creation. So they gain your business because you are stuck in a 25+ year interest payment schedule, which means their asset base rises. This is how banks grow in terms of their assets, one of the most common measures of financial health for a financial institution. The bank themselves actually carry very little currency as compared to what their asset base is.

      Have you identified this problem?

      Here's an example of the craziness of this system...

      As most should know now, the economy is in very rough shape. Unemployment is stagnant or rising, stock market falling month over month, and buying power being lessened . It is very likely we are going to experience a financial collapse, with a run on the banks inevitable when that happens. It is what happened during the Stock Market collapse of 1929. What this means is that people will be frantically trying to pull their funds out of the banks in an understandable move of financial protection. As companies and currencies alike lose value, it is a necessary protection. But because banks only carry a very small amount of the assets that they claim to have, it will be literally impossible for the banks to return the savings of millions of people, for that currency does not exist.

      Banks make their money off of interest payments. Interest is the money that is created out of thin air when you sign a type of loan contract.Think about it, interest is not tangible. It cannot be held in your hands, it cannot be used to produce goods. It is simply a number, ones that represents value but does not physically exist. And since money is created when you oblige to go into debt because of interest payments, it is important to note what this really entails:

      Money IS debt.

      Money is created, and always with the interest payment attached. Us as citizens are forced to go into debt if we are to afford the luxuries that this economic paradigm calls for. When we buy a car, we owe interest. When we buy a house, we owe interest. Almost any type of payment contract we sign nowadays comes with an inevitable interest payment. It has become normalized that we must go into debt to afford such luxuries, since interest is attached to the contract. Same goes with governments to banks, there is always an interest charge attached. It is the reason every single country on this planet is saturated in debt.

      And it is also the reason why debt will never be conquered, no matter how much our politicians promise to make this possible. This is because our systems of money creation are rigged for the upper class, whereby money is created out of thin air to act as a type of condition for us to have any type of measurable wealth. The middle class cannot engage in this large-scale money making scheme, because a) we don't have the asset base or the legal rights to create an asset base like our government and chartered banks do, and b) much of the middle class is too busy paying off outstanding debts anyway. As long as there is interest is attached to the creation of money, we will never solve the global debt problems and we will always struggle to slow down global inequality.

       It is disheartening to see governments engage in name-calling and debate false solutions such as austerity (cut-backs in government expenditures designed to decrease fiscal deficits), when the real problem lies within the very system the government operates within. It is mathematically impossible to pay off debt with the way that we tie interest to money creation. These next figures should make you worried.

- Canadian citizens cumulatively have over $1.5 trillion in household debt. We also have an ever-growing national debt.

- The United States debt load just exceeded $15 trillion. The debt level now exceeds United States GDP.

- Greece's external debt load was 128% of it's GDP as of 2009. Greece is not alone, other countries with enormous debts include Italy, Spain, Ireland and Portugal. Europe is in a serious debt crisis.

      Do these figures not speak for themselves? These types of debt levels are not sustainable. However, they are perpetual because of the way that we create money and print out fiat currency. Our financial institutions did their part in wreaking havoc on world markets which lead to the 2008 recession, by way of irresponsible lending practices and a massive housing bubble. It is true that with financial regulation and a government that actually placed human needs first, we could be living in a much more caring and plentiful world. However, debt issues will always need to be addressed down the road. No debt can grow forever, so long as different currencies are tied to the same financial system.

      Money has become the centre-piece of a very broken and disconnected global community. Finance has become one of the worlds biggest businesses. The worlds biggest company is a financial institution (JP Morgan Chase). The trading of money to get more money is the cause of financial instability, financial bubbles, and eventual financial collapses. Deregulation of finance has rendered the global economy unstable; and that's putting it lightly. But the trading of money has no connection to social progress, because human needs is not in the lexicon of determining a successful company for an unsuccessful one. The money sequence of value has trumped the life sequence of value, whereby success is a term that is now culturally synonymous with money accumulation. It is a fundamental disconnection with human life, one that is so seldom realized and reflected upon.








      "I am afraid the ordinary citizen will not like to be told that the banks can and do create money. And they who control the credit of the nation direct the policy of Governments and hold in the hollow of their hand the destiny of the people." - Reginald McKenna, as Chairman of the Midland Bank, addressing stockholders in 1924.

Written by Shelby Bouchard
Follow me on Twitter: @SBtheradical


Sunday 13 November 2011

Gentrification In Vancouver

Occupy Vancouver
Affordable Housing March
November 12th, 2011

Being at Occupy Vancouver a couple times already, once being overnight, I knew for the most part what to expect. And for the most part, much was unchanged in terms of functionality. The community feel was still withstanding the societal anxiety and tensions caused by poor regional reporters, always keeping in mind the fight was meant to be for the 99%: with those placing blame for the moment being included in this demographic. The fight is in the hearts of those involved and there is no doubt that conviction for change has not changed.

One thing I've noticed about Occupy Vancouver is that every single trip there offers a lesson or educational experience. Personal speeches by locals signify the struggles we collectively recognize, and lectures by intellectuals of local status anecdotally examine and reinforce the values we fight for. What I had not yet experienced was the power of a sentimentally united march. The topic of the day was affordable housing, an issue connected socio-economically with the concept of gentrification.

I had little knowledge about affordable housing conceptually, well, I suppose I still do. I had researched gentrification briefly after hearing the term in an Immortal Technique song entitled "Harlem Streets". The lyrics of note are still stained in my memory:

"And fuck flossin', mothers are trying to feed children
But gentrification is kickin' them outta they building
A generation of babies, born without healthcare
Families homeless, thrown the fuck off the welfare"

I found many resources related to these words, and came to find out that Harlem is a brutally distinguished symbol of gentrification. It is an unsettling reminder that our society is riddled with inequality, with the brute end of that manifesting itself in concentrated levels in particular social niches, such as Harlem, New York. Rich man's attempt to restore neighbourhoods by developing them has rendered many homeless, and many displaced. Economic measures often indicate social progress, but that is measured merely by economic output. Social health indicators such as homeless rates, are often left out giving us a false sense of social cohesion and progressiveness. Low-income individuals get left out of the discussion, as developers take centre stage on the evening news after another "lucrative property acquisition".

I was much less aware of the fact that Vancouver's low-income population has fallen victim to the same type of property manipulation.

During the march we stopped at various locations to carry out planned activities and speeches. We occupied intersections, and at one near the waterfront we heard a speech of support by running mayoral candidate Randy Helten. From there we trekked into the Woodward building, a once occupied site of protest that I had absolutely no knowledge of. Inside we congregated, in circles or in crowds. Several people spoke of their struggle, highlighting their connection or knowledge to the Woodward complex and its less than progressive history. I was touched by the speeches of those who struggled to find affordable housing as Woodward was being sold off to real estate companies, reducing low income dwellings and making them more expensive all at the same time. The words shared represented the negative social consequences of gentrification, a process of destroying opportunistic equality in regards to housing while investors continue to convert living space into luxurious living space; profit being the highest order of concern, obviously.

It has been said that real-estate is Vancouver's own type of Wall Street, where developers are given more than generous opportunity by our elected leaders to take affordable living space and transform it into space reserved for elites. Of course Wall Street uses financial trading as a means of increasing inequality on all levels, but the corporate parallel is what should be noted as a comparative means of observing greed as it continues to degrade social health.

The fact that the condo developments at the Athletes Village are STILL not sold is an indication that we should not be encouraging the continual upgrading of a city to the point where costs begin to rise beyond our means to afford our necessities. We are slowly but surely following the socio-economic trajectory of our neighbours to the south: social stratification through economic inequality. It is true that societies with higher levels of economic inequality also have higher crime rates, lower literacy rates, etc.. the magnitude of the effects caused by inequality are evidentially proven and documented by a vast array of intellectuals and academics. A simple google search would likely render you countless results.

Profit over people is a common thematic vantage point for the "Occupy" movement to criticize. The affordable housing debate is a definite example, and as demonstrated in the housing march in Vancouver it becomes easier to see that the lower income people of Vancouver are in fact at a disadvantage when it comes to housing.

The working poor need a place in the discussion, and one that isn't moderated by business interests. Vancouver's homelessness rate is stubbornly high and it is my contention that this is largely due to the real-estate plunders of short sighted local and provincial governments. Money should be taken out of the equation, with social needs replacing it as a focal point of policy validation.



Kids are taught to help each other, forgive each other. It is a lesson that we seem to fail at withholding as time ticks away, along the way forgetting that humanity comes first.  We're stuck in a value system double standard and it needs to be changed.

Follow me on Twitter: @SBtheradical

Friday 11 November 2011

Addiction: It's Everywhere

    Sabotage is expected from the opposition of the occupy movement, however I must address one form right now. That is the issue of addiction which has been used politically to discredit the movement altogether. For example, A woman at Occupy Vancouver recently died of a drug overdose. Instead of our local newspapers reporting on the tragedy for what it is worth, and perhaps shedding light on the causes of this type of tragedy, the news teams decided to use the death as a means of trying to discredit the occupation and dismiss it as "out of hand" and "unsafe". I have yet to find a person opposing the movement who has a logical explanation for this death somehow undermining the movement. The premise would be hard to make, as it is, and it is the reason why ideology in our news has trumped meaningful and accurate reporting. This fear mongering by our major news sources is becoming more and more common as political officials continue to bicker immaturely about solutions to the occupations presence. Presence alone has got people worried and pissed off for no real reasons, while we all continue to ignore the issues actually being put in the spotlight by the occupation.

Anyway, back to addiction. The negative view of addiction as a whole has been perpetuated elsewhere also, my twitter feed was littered with tweets about an occupation that experienced something quite odd. Someone proceeded to dump needles around the perimeter of the property....

Somehow, some people in society have gotten the idea that falsification through drug abuse exposure will be effective. I might remind some people that those on Wall Street are notorious for cocaine use and prostitution. Several elite prostitution rings around New York have come out publicly and stated that a good portion of their business comes from high-ranking banking officials, representing all of the major financial firms. Studies have also come out showing that the chemical reactions in the brain caused by winning monetary reward are the same reactions caused by ingesting cocaine. This explains the cyclical nature of Wall Street drug use. Therapist Jonathan Alpert stated "it is amazing to see how much cocaine these wall streeters can use, and then get up and go to work the next day". Huh, post-binge bankers are responsible for handling and investing my money... that's just fantastic.

We never hear about the drug lawsuits involved on Wall Street, yet we always find a way to blame the homeless for participating in addiction. We forget that addictions take many forms, power and acquisition of wealth both included in this terminology. We see nothing wrong in de-humanizing an addict for a Meth addiction, but forget that this type of addiction is far less reaching socio-economically than say; General Motors cutting jobs in the 80's while posting record profits in attempts to improve their bottom line. Or a tobacco company executive deciding to spend millions more on advertising in attempts that people will buy the product, despite the fact that this will directly contribute to rising death rates and accumulative health problems in society. These addictions, as Dr. Gabor Mate explains (PhD physician who works in preventative care in downtown Vancouver), are rewarded greater despite their exponentially higher level of negative social consequences.

And although I can compare all day, it does not give me the right to falsify character on the basis of addiction, no matter what that addiction is. We are all a product of environment, shaped by the experiences that occur in our lives and also by the people we are surrounded by. Certain emotional responses are in fact there because of another experience, your brain justifying the action with the response. Some are subconscious, some are formed in the rational mind. Whatever the emotional offence, we all have coping mechanisms that accompany our addictions, as well as negative circumstances that always seem to define them. A drug addict, most likely severely emotionally scarred, is coping with the pain by taking a drug that ups the endorphines; These are our "feel good" emotions that occur naturally with proper environmental upbringing. With endorphins lacking, we feel the need to compensate, as it is our minds seeking safe haven. Who are we to judge addictions, when we most of the time have no idea of the circumstances that lead to them? How can we work to rid ourselves of these influences in the most enriching of ways, when we are so fixated on blaming them and simultaneously convincing ourselves that addictions cannot be reversed or prevented.

Addictions can be meaningfully addressed, but only if we recognize that no human is free of environmental influence; negative influence will lead to improper social connections within the brain, and thus a decreased ability to adapt to social conditions that we otherwise could have conquered through perseverance, will-power, or financial opportunity.

Addictions play a critical role in the Occupy movement. It has exposed the fact that addictions are everywhere, and that we tend to vilify the least risky of addictions as the most acute and unchangeable ones. Addiction takes so many forms, and we all experience them. We can only identify them if we mature enough to realize that we have them, and that they became manifest through emotional response to an unfavourable condition.

We MUST address these unfavourable conditions, and attack them at the source rather than try to blame some, and justify others. Housing, preventative care, harm reduction, job opportunity... these are easily implemented steps to reducing the prevalence and occurrence of devastating substance addictions. These types of policies are advocated by protesters adamantly. However, the more powerful of addictions.... power, wealth acquisition, profit margin performance, control... these are built in components to the system that we continue to justify and forget to pay attention to. It is because of this that it does not help to blame individuals in power. They are simply puppets playing their role.

The most negative of addictions have become the most celebrated, and this has to stop. Addiction built into the system has spelled trouble, as was expected. One of the key aspects of addictions is it's negative consequences and denial of them, therefore we must address the negative consequences and identify them as changeable; and ultimately, create solutions that limit our ability to inherit socially devastating addictions.



Prevention is always better than the cure folks.


Follow me on Twitter: @SBtheradical

Culture Shock: First Day at Occupy Vancouver

Strolling out of work at 2pm on Saturday afternoon, I couldn't help but smile. The last few months I have researched topics from human nature to environmentalism to tax policy, and beyond. Mainly though, I have inherited a sense of concern from this information, and the concern grows with time. I have come to find that the system we have been bred to celebrate is really one that we should be metaphorically burying as deep into the ground as possible. Our system is not void of opportunity, that is for sure. We all do have the chance of being billionaires, so long as we share the same social system with people owning that much wealth. However, the question lies in the degree of opportunity we have. Equality of opportunity conflicts with a system based upon the idea of private property and wealth acquisition. Liberal political philosophers have always tried to tiptoe around this idea, but it's premise is simple and easy to understand. The more one is able to acquire, the less there is for everyone else. I'm not preaching socialism, I'm preaching the obvious.

With so many people left out of the financial ponzy schemes of the ruling elite, this disenfranchisement of the public is essentially why people are occupying the financial centres of over 1500 cities world-wide. With Vancouver not exempt from this economic epidemic, I was interested to see just what types of people showed up at this occupation. When I showed up, it became apparent that this movement is for real, and that to me is a beautiful thing.

When I arrived at the Vancouver Art Gallery there was a sense of optimism that took over my psyche, and again I found myself unwillingly smiling for no reason; in turn inciting smiles around me. I took a picture of a fellow with a Jack Russell dog by his side, holding up a sign. (I will refer to him as John, for I have no asked his permission to be published). After the photo we began talking, and we quickly became friends after he found out I was camping out like he was. He offered up his tent to keep my supplies under cover, a generous act considering the small size of the tent. Later he offered to let me sleep in the tent too, but I thankfully declined simply due to the fact that his tent would have been cramped even just holding him and his dog. I was also adamant to sleep on the ground, something that was most definitely out of my comfort zone.

John also conveniently had sign making material; some cardboard pieces and a few markers. Inspired by the blog name, I wrote out in big letters: "Humanity First!"



While holding up the sign to the public entering the zone of occupation, I had many people taking my picture. This is a good thing, for it get's the message out there. People will go home and proceed to put the photos up on various social networks, causing a snowball effect which seems to be more effective than word of mouth these days. Snaps of photos became common, with silent smiles and thank-you's following from many. The people who thanked me appeared to be from all walks of life, characteristic of the representational diversity that was commonplace during the time I was there.

A woman approached John and I and we quickly became immersed in her knowledge as we began to converse. She told us she had a good paying job and was perfectly capable of paying all her bills and gradually reducing her debt. She then went on to explain that she has been very fortunate to have the background that she had, giving her the right mentality and financial opportunity to succeed in our current economic paradigm. She outlined various issues in our society, many of which that I had never heard of. This sharing of knowledge made me feel grateful that there are still people in society that like me, have jobs and a future but are still willing to fight for those who don't. She had a worried look as she explained her research based findings. It was clear that emotion was surely tied into her studies, as it is with mine. She informed us after about 20 minutes of discussion that she had to leave to tend to her pets, and proceeded to hand John and I a 10 dollar bill and told us to use it for a good meal so we were sure to sleep warm. She thanked us various times for occupying, and fighting the economic war for people who are financially or socially incapable of doing so. I am hopeful that I will meet this kind woman again.

After a couple hours of general speaking by the population in attendance, the General Assembly began. Essentially the General Assembly is an open platform for everybody to make their voice heard, as well as have their vote count. On the agenda was the rules of consensus, which laid the general guidelines of the assembly when issues begin to be discussed (This would not begin happening until Sunday, October 16th). Also discussed was accessibility issues for those with disabilities, as well as issues surrounding police presence in the area.

Vancouver PD and City of Vancouver littered the park, with staff members on site decreasing as the night progressed. Overnight there was approximately 8 officers to keep watch on the situation. Although presence in numbers was strong, the figures of authority were entirely respectful from what I saw. Many engaged in conversations with protesters, some going on short walks with homeless people to discuss issues on the table. I was very thankful cops and protesters were peacefully co-existing, considering the mindless riots that took place in June which has the city needlessly freaked out.

When the General Assembly wrapped up, an announcement was made that a "roaming dance party" was about to take form. John and I had decided just before this was announced that we'd have some down time, but quickly jumped at the opportunity to take part. Who doesn't like the idea of a roaming dance party right?

This was by far the most fun I've ever had dancing, and this has little to do with my lack of knowledge in the dancing department. It had more to do with the spirit of the "party". The diversity of our crowd was amazing, considering the social niches we often form and seem to only let loose with exclusively. The energy was unbelievable. The music was handled by a guy who had a transmitter connected to his Ipod, and he also was the owner of approximately 15 boomboxes that were obviously picking up his radio transmission. He set them down on the ground, and we gradually picked up on his notion. Soon the boomboxes were on peoples shoulders, being circulated as we began our journey through many areas of downtown. We ended up in the Burrard skating rink, then down Granville and into the Granville station in the "Pay Fares"zone. It was flooded with people. We left about a half hour after, and marched up Granville towards Granville Island bridge, gradually picking up interested citizens on the way who felt like joining in. When we hit the ritzy crowd of club-hoppers, many jumped out of the lines to come dance, and many just took pictures. It turned heads, and it was fun as hell. This march proved that partying can have a unifying tone, especially considering alcohol was nowhere to be seen. Just smiles and mental unity, that's all we needed.

Winding down, I went for a long walk by myself and eventually would seek haven beside John's tent. . My bed comprised of a tarp, a yoga mat for comfort, and a small blanket. I was very bundled up in terms of my clothing, but bedding was scarce. This was poor planning at it's finest, I cannot beg for sympathy at all. I fell asleep relatively warm and cozy, just needing to wiggle my toes for a while to keep them from getting too uncomfortably cold.

I woke up 2 hours later extremely cold. Attempting to get warm, I decided to get up and take a walk to get some blood flowing. I wandered through the Art Gallery yard and proceeded to read a monument type of thing, which was situated in front of the first aid tent. I unintentionally attracted the attention of the medical professionals inside the tent and they asked me if I was feeling at all cold; I nodded. She ushered me in, and I unfortunately felt kind of stupid needing their attention when it was my own incompetence in the planning process that created the whole situation. I explained why I was so cold and she just quietly laughed as she gave me blankets and coffee. I talked with this nurse for about an hour, and with her and another guy for an additional hour. They were both nurses who volunteered their time for occupiers, and they explained their stories to me. I told mine as well. We shared stories and shared sentiments, calmly getting to know each other more and more through experience and understanding. We talked about struggle to medical anomaly's and all the way back to low-income housing on the downtown east side. I will never forget the conversations I shared with these two people. I eventually thanked them for all their help and encouragement and got on with my day.

I walked down to the waterfront by myself to watch the sunrise, reflecting on the night before. I was lost in thought, revelation and revolution fresh in mind. I came to find the fear I have of the years ahead is shared by others, and that the injustices placed upon us the people CAN be changed. I remain concerned about the levels of social apathy on the part of the majority of society, but I fully believe this would change if only we were acutely aware of it and it's ability to undermine our daily lives. The occupy movements have become a community based resistance to decades of social, economic, and political oppression on the part of the 1%. I learned much from the people I met on that day, and will continue to head down there and support this movement. It's all we have left, as the saying goes "men with nothing got nothing to lose". The more economic collapse that takes place, the more people are going to question the system we've become trained to mindlessly support. Anybody and everybody should go down to the nearest occupy to them, and just ask questions and meet people. Get to know the people who have struggled, as well as those who recognize it and just want the opportunity to change it. Change requires support, and this is just the beginning of this support system.


Written by Shelby Bouchard
Follow me on Twitter: @SBtheradical

Monday 10 October 2011

No Direction? Get Real

    Today is the "Occupy" movements 23rd day. There are now over 100 active and on-going occupations internationally, with over 1,200 cities participating in some type of occupation planning. These numbers are astounding considering the movement began in one single location, that being Wall Street, New York. Through social media, the messages being offered by the occupation members in New York were able to spread and resonate in the minds of people from neighbouring cities, and then eventually cities across the country. And due to the internationally complex nature of the global financial problems that we face today, the movement quickly spread to the international community. The people are mobilizing, sharing ideas, and demanding justice from the institutions and governments that have for too long thrown their human needs to the curb and suppressed their right to fight this disparity all at the same time.

    The occupations themselves have began to spook the wealthy class and thrown a kink in the way that mainstream media normally operates. Challenges are presupposed when movements form, and the one that seems to be the most talked about recently is that the movement is void of any direction. This is a valid concern, because it is true that with so many minds coming together in droves that there will inevitably be a countless number of issues being brought to light. Some articles that have circulated have claimed that the movement itself has no clear direction and will likely suffer from this lack of directional unity. Michael Bloomberg, the Mayor of New York, has claimed that the movement is "not productive" and even went on to say that it is taking jobs away from people working in the city. These statements were of course not backed up by any kind of evidential data, a common occurrence among powerful politicians. But we must also remember that Bloomberg is the 13th richest person in the United States. It's no surprise who he's really working for.

    Our mainstream opinion leaders and media outlets need to give their head a shake. The direction of this movement could not be any more obvious! The name itself gives it all away. The protests began at the epicentre of global financial affairs: Wall Street, New York. The message perpetuating couldn't be more clear: We are frustrated with our financial and political leaders with their complete mismanagement of our economy, and the social conditions that we have been forced to live under as a result of this. The political process has become infected with monetary interests, so much that progressive ideas are often pushed to the side as irrelevant or dismissed as unfair threats to the powers that be. One only has to look at business expenses on lobbying in every industrialized country to understand the magnitude of this problem. One of the messages that I have seen predominantly vocalized through twitter is that the political process must be freed from corporate influence in all possible ways.

    Now that we have established that this movement does in fact have a premise, I will point out that there are also established sets of goals that have begun to circulate among websites in support of the "occupy" movements. Here's just one poster of goals that I have seen:




   

    One thing I find astounding about critics of this movement is their inability to realize that the present "plan" we have going for us at the present moment is really not getting us anywhere by almost any measure. I think it is very difficult to make the argument that our government leaders are successfully executing some kind of defined and agreed upon plan that is positively affecting the majority of citizens. Oh that's right, we have a system that directly goes against this notion of a "centralized direction". We have left wing vs. right wing politics (or in the United States' case, moderately right wing politics vs extremely right wing politics), which is a system that essentially celebrates political correctness and ignores political cooperation. It is a system that has bred a population that takes more pride in their political status than say, their ability to distinguish a effective policy from a defective one, regardless of it's political affiliation. I will also make this crystal clear now: effective policies to me are defined only as those that affect the most amount of people in a positive way in relation to the alternatives proposed, as well as the assurance that the policy can be sustainable economically and socially. Even when our governments do agree upon a broad-based plan, it is common for that contract to not be withheld. An example of this is Canada's recent greenhouse gas emissions report, which cited  that our emissions have actually increased despite our signing and subsequent ratification of the Kyoto Protocol.


     The direction of these movements are not set in stone, and the never will be. No matter how many ideas are officially proposed by the general assembly, there will still be issues that are kept quiet and ideas that remain under-valued. But as I point out, the sentiments that are flowing in the hearts of the protesters are what we should be focused on, because it is the sentiment of the majority. And although not set in stone, ideas that benefit the majority are, to me, much more valuable and durable than those that are always based upon an outside interest and only reflect the wants of the few rather than the needs of the many. Besides, the circulation of ideas is only the beginning of what is to come. Once people wake up to the decades of exploitation, greed and corruption by countless of our decision-making leaders, it only follows that demands will come next. Those demands will grow, and that is where we will begin to see progress.





 
© Shelby Bouchard

Follow me on Twitter: @SBtheradical
   


   

 

Saturday 8 October 2011

Occupy Wall Street: The Start of a World Revolution?

If you turn on the evening news to get your daily dose current events, it comes as no surprise that you have heard little to nothing about the beginning of a grassroots movement coined "Occupy Wall Street". In mid-September, hundreds and then thousands of people began occupying the financial trading capital of the world, Wall St. New York. It is here that the leaderless movement began, and it is there for one central reason: To challenge the economic paradigm that has been forced upon the world for several decades. By way of greed, monetary incentive, as well as legal and political manoeuvring, the world’s elite have grown to be extremely concentrated financially. Unfortunately, most of these individuals have grown to be tremendously disconnected to the social needs that all human beings have in common... I'm writing this article to explain the root causes of this movement, to outline key aspects of citizen frustration, and give insight into the massive repercussions it could have in shaping an entirely different world.

I will start first with economic inequality. This is a measure of how the money that circulates in our society is distributed to the people, which in turn creates our social structure. (Lower Class, Middle Class, etc.). Over roughly the last 30 years, our social structures have changed significantly. However, this change has unfortunately only seemed to positively affect the real incomes of the rich and famous. For example, in 1996, Canada had 25 billionaires. By 2006, we claimed 55 of them. During the same time period, CEO compensation had risen at a rate of 555%. Yes, That's five hundred and fifty five percent. The middle class wage increase? A measly 6%. (Source: The Trouble with Billionaires by Linda Mcquaid). In other words, by way of tax reforms working in favour of the business class, the growth cycles that have been fostered through times of economic prosperity have largely created a very powerful and rich upper class, while leaving less and less for the middle class. My Mass Communication teacher said it succinctly to the class that I attended yesterday: "Your generation is going to be the first one that is worse off financially than your parents". It's true, and the trend is growing. It is no surprise service costs have spiked, businesses are trying to compensate for their lack of business (remember, with destroyed demand you can't expect the people to consume at the rates they did before) by upping costs on all levels. Insurance is up, food costs are up (This is also largely due to oil scarcity), taxes are up, toll rates are up. Almost every cost in society is going up, but the problem lies in the middle class's ability to actually afford these more than modest increases. 


        It is impossible to place blame on one social niche within society for the massive economic inequality that is ever growing. However, there are certain people, institutions, and governments which do have a large impact on this. And they all have one thing in common: HUGE financial leverage, and consequently greater power & ability to influence the way these things are handled. It is unbelievable to me that governments are allowed to appoint former representatives of banking related institutions. In the US, Secretary of the Treasury at the time of the recession (2007/2008) was Henry Paulson, a former Goldman Sachs CEO. Goldman Sachs for those that are unfamiliar, is one of the world’s largest investment firms. Paulson served on the board of Goldman and other financial institutions even after he collected his millions in severance pay and began work with the Treasury. Is there a more blatant conflict of interest than this? And It does not end there by any means. The list of government appointed personnel who also have involvement in large for-profit businesses is almost without end. It Is not difficult to realize that there is a fundamental problem with government when it's own members have financial interests that undoubtedly affect policy outcomes. A main driver of inequality is tax cuts, most often given to the wealthy surprisingly enough. It is because of this that business interests have started to become of utmost importance to some politicians and corresponding political parties. As little as I like to tread political party lines, it tends to be the right wing parties such as the Canadian conservatives that favour business influence during elections. For example, our government cut subsidy contributions to political parties after the last election. Instead of government determining the rate of election costs (I think it's safe to say most are not pleased when hearing about the costs of  an election and the large burden this has on our tax base), it is now up to businesses to decide. The most profitable are undoubtedly going to be involved with the parties that support their interests, so it is no surprise that an oil company is going to contribute money to support a conservative party that promises tax breaks. While this helps the businesses, it does nothing for real wages and income for the MAJORITY.

Tying into the problem with government infiltration of our political system, is our system of monetary distribution (the way money is created and circulated). In America, the main solution to the recession has been to print more money for the stimulus packages. This seems convenient, but it in fact creates a devaluation of that money. This is why China and other countries are moving to get their investments out of the American dollar, because the value of that money is declining. Canada is intrinsically connected to America in such a way that this devaluation also affects us.... As many see the Canadian dollar is now below the American dollar, even though Canada's economy is in much better shape. This is also due to the fact that Canada also prints money, albeit on a smaller scale. In America it is the Federal Reserve that prints money, in Canada it is the Bank of Canada.

Here's an easy way of looking at it: Say there's a trading group of just 5 people and they can only trade with each other. All have 10 dollars to spend. One trader decides to print out his own money in attempts to have greater spending abilities. Seems like a great idea! Until the other players catch on, and they recognize that he has an artificially inflated buying ability. These other 4 players knowing they now have a disadvantage; decide to up the price of their items that they sell. So even though this one trader upped his trading money to 20 dollars, the actual value of his money decreased. This is a prime description of inflation, and it is built into our system because of the constant creation of new currency.

This is precisely what is happening within the Western-style monetary system, and its effects are becoming more and more widespread due to the inter-connectivity of world economies. This is a global problem. When America sinks, Canada is not far behind. Neither is Australia, neither is France. Greece's debt problems alone might be enough to cause a financial panic in the global markets. In America, the solution to debt has been to just keep going deeper and deeper in debt. It never seems to end. Consumers in industrialized nations went through the same cycle of growth in the early 2000's when the housing bubble began. Housing prices skyrocketed because, due to financial deregulation in the US, mortgage firms were now allowed to lend money to anybody, no matter what their ability was to actually pay back that money. It was because banks were lending so easily and unconditionally that the housing prices began to spike. (Remember, the Federal Reserve doesn’t mind printing out money to lend because they make money from obligatory interest payments)People could not actually afford these huge increases, therefore people turned to credit. It is absolutely true that people were unknowingly forced to begin participation in a world-wide credit binge. It is because of this debt addiction cycle by both consumers and our national governments that both Americans and Canadian families are now swamped in more debt than they ever have been before.
And it is here that we lead back to the focal point of the OCCUPY WALL STREET protests. These ever-growing demonstrations, which have even spread to Vancouver, are unlikely to subside. The people are pissed right off, as we should be. Our government institutions have been sold out to corporate interests while we make small gains but at the same times the prices of the things we need are skyrocketing due to the inflationary nature built into this system. The housing bubble that burst in the US has created a world landscape where buying a house  or even renting a decent apartment is increasingly out of reach. As well, food prices have gone up at a staggering pace. 


Food prices are hugely important to the public, because food is a necessity that people will not often settle to go without. It is a human need, and when that need is not addressed, people resort to any means to which they will be able to satisfy that need. Thus, the crime rate!

Energy costs are going up, so even if you can afford a mortgage, the costs of living continue to increase.

Gas prices continue to rise. Yeah, they take occasional dips. But on a year by year basis, there has not been any substantial gas price decreases since the OPEC oil embargo of 1973. There's a reason for this: Oil is FINITE. It will not last forever. I encourage all who are unfamiliar with the peak oil movement to watch the films "Collapse" with Michael Ruppert and "Blind Spot". These will give a greater understanding of why oil prices are never going to fall substantially ever again, and why we're headed for a global oil crisis in correlation with the western addiction to consumption.

We are headed for hyperinflation unless the issues of resource scarcity and privatized money printing are unitarily reviewed and logically addressed. Hyperinflation sounds scary, and it is. But it’s happened many times before and it is looking like it will happen again.

As you see, it is unreasonable to assume that demonstrators of OCCUPY WALL STREET are just petty thugs looking to upset the establishment by waving some signs. This wave of protests is for a slur of reasons, and the anger will continue as the economies of the world collapse in front of our eyes. These protests represent change in the following ways:

1. Social - The people of this world are pissed off at having their human needs thrown aside in the name of profit. Working hard for an earning is one thing, but the massive wealth concentration is not justified when it does not leave enough for people to address their human needs. It is no surprise that we have crimes when so many people in society are growing up with their human needs NOT being met. If you look at financial equality on a nation-by-nation basis, it is the more unequal societies which have the greater rates of crime. People often do not realize that lack of wealth and criminal behaviour are related to each other in profound ways. More and more people are losing their buying power, thus it only makes sense that the people are fed up and willing to stand up to challenge this trend. As the slogan goes, "We are the 99%".

            2. Economic - Small business has been destroyed in industrialized nations. When large companies such as Wal-Mart are able to open in emerging cities, their extremely low costs cause people to divert their buying to these cheap and often less durable products. Wal-mart outsources jobs overseas in profound ways, with a great number of their products coming from sweat shops in developing countries. This is why the products are cheaper, it's not because Wal-Mart is some saint of a company really looking out for the good of people, it is because they source the cheapest labour. Back to my point, big business has created a working environment that is looking more and more like a subservient pool of wage slaves. Most of the service jobs available to me as an 18 year old student are jobs available from companies whose CEO's I'll never know personally, and who's interests exclude me completely. But it's what the norm has become... personal potential is being greatly hindered because we're forced to spend 40 hours a week at a job we hate. It's become a terrible delusion that working just to be able to feed yourself for 40 years can be considered the best life a person can get just because they worked hard at it. What happened to doing things that define us, and spending time on the people we love?  You can call it laziness, but that really isn't the case. One of my favourite artists puts it this way:

"We the American working population
Hate the fact that eight hours a day
Is wasted on chasing the dream of someone that isn't us
And we may not hate our jobs,
But we hate jobs in general
That don't have to do with fighting our own causes.
We the American working population
Hate the nine-to-five day-in/day-out
When we'd rather be supporting ourselves
By being paid to perfect the past-times
That we have harbored based solely on the fact
That it makes us smile if it sounds dope..."
- Aesop Rock

And to make matters worse, the money we do earn really doesn't do much for us anymore...

3. Environment - Through quest for profit and satisfaction of shareholders, which is essentially a bare bones description of Capitalism, the environment has become a waste land. Through desertification we are destroying our land base, through deforestation we are destroying our forests and the ecosystems associated with them, through oil exploration and weak environmental regulations on business we have managed to destroy our water base, and through carbon emissions we have polluted our air significantly. It is quite difficult to understand why more businessmen, particularly in the food production sector have not pushed for greater sustainability policies. Without the earth acting as a replenishing mechanism for the soil, water and other natural processes, how can we expect to live the same lives with the same access to the same resources for much longer? The earth is similar to the human body in that, if you stress it out, it's natural reactions will not be favourable;  Especially when we create an entire economic system that is based on the premise of infinite growth and an infinite supply chain of oil, natural gas etc. The world has lost touch with these natural processes that are vital to our plentiful living, and it's time the earth has a meaningful part in the discussion as well. After all, the earth will be fine. It is us humans who will go extinct with the naive mindset that we can keep exploiting the earth at the pace that we have been...

4. Media - One reason I'm writing such a detailed note is because I believe there is little other way than social networking to get people informed about this event. Mainstream media is entirely centered on business principles. Ie: Profit-making. it is amazing to see how big these protests have got given the pathetic coverage offered by bigger news companies. The protest itself will seek to gain attention through massive amounts of social networking, because it is one of the only effective ways. I watch economic news everyday from the Wall Street Journal wesbite, and in the last two weeks I have seen only one article about the protests. It should be front page news. One of the central premises of a democracy is the full functioning and fair flow of information. The fact that media businesses rely on advertising money by large and often multinational corporations for funding should be incentive enough to realize that mainstream media is basically watered down news with the intent of keeping the status quo. This is media infiltration, and it has and will continue to be challenged by protesters.

5. Social & Cultural Values - Because we live in a society where material wealth determines class structure, we have become a very individualist culture. We tend to view things like addiction and unemployment as "problems of the user" rather than "by products of the system". This is a fundamental problem, because it disconnects us from the social needs of each other and denounces empathy towards them all at the same time. We need to release ourselves from the assumption that money can buy us happiness. We need to focus on the things that matter, and that is the well-being, safety, and happiness of everybody. Until fundamental human needs are met, we cannot expect any real inter-personal harmony. 

6. Food - Business has also affected us negatively in a way that many people go day to day without realizing, and that is our food production system. You see, it is strange to note that the sicker people are, the more money the health system makes. These people are not idiots, they know very well that the more patients they help, the more money there is in their pockets, or for the system overall anyway. We have, in the last 30-40 years, undergone an immensely crude way of producing food, whereby organic and plant based diets are demonized and the most unhealthy of choices are celebrated. It is no coincidence that McDonalds shares have been steadily increasing as peoples wallets become less dense. It is cheap, it is quick, it is convenient, and tastes unusually good to most people. The problem is these institutions are not as threatened by economic collapse as others, because their cost schemes are so much more sophisticated. They know they're too big to fail, and they know their unhealthy food will continue to sell. It is because of this that we see a disgusting amount of processed food, genetically modified food, with a particular reliance on other cheap foods such as sugar. Foods that are high in carbohydrates, sugar, and sodium are most often the cheapest. These production methods are cost-effective and profitable, but they have rendered us an obese generation with an unusual amount of completely avoidable health problems. (The fact that cancer rates have exponentially risen since the 60's is no coincidence).

As you see, business the way it has been running is not sustainable and CAN NOT continue to be supported. We're in a vicious political cycle, and that cycle is present in almost every single industrialized nation on the planet: Conservatives want to cut deficits, and they do this by cutting social spending. Conclusion: Modest business savings, but decreased buying power and social health. Liberals want to keep existing social safety net structures, but spend money on stimulus. Conclusion: Businesses cannot keep up with rising taxes and costs, while the buying power of the middle class becomes slightly greater and the social safety net still somewhat intact. The problem with this attempt at a solution is it does not address the debt at all (Not that Conservative deficit policies would ever come close either). We're wasting our time by arguing over left vs. right politics. No major political party in North America comes close to addressing the real changes needed for a sustainable generation, because neither of them predicts the end of the availability of oil. It is that simple. Without oil, everything will change. Not only that, but we also have interest (Which many people believe to be the foremost root cause of these issues). The concept of compound interest is a form of slavery; it is essentially creating money out of thin air. It is not based on anything tangible. Interest is a way of keeping the people subservient, because it forces them to continue to work no matter what the cost is to them or their family. Debt is a massive stressor, and as you know stress is related to majority of illness and disease. Until the debt issue is seriously taken up, we will continue to have a very stressed out and pissed off workforce. Not to mention the ridiculous amount of debt it can take students in University just to get into the workforce....


       And it is here that I conclude. I know you're probably saying something like "thank goodness" or "goddamn that was long". However I felt like I had to write it. I am very concerned for our generation, and even more so for the generations that succeed us. The elite and powerful of this world have done a wicked job of justifying greed, and setting up institutions to protect these ideals (ie. Police, The Market). The elite, through our apathy, have managed to protect themselves very well...

But not for much longer. The change is on Wall Street, where what started out as an occupation of hundreds has sparked a movement of several thousand all over the world. The one thing that we the people have going for us is the sheer size of our army. But this army does not want to kill, it does not want to harm, and it does not want to take all and leave nothing for anybody else. This army wants to free, wants to spread the love that is within all of us. I have a tremendous faith in the good nature of people. It is this good nature that will wake up the world from it's apathetic sleep, and hopefully foster a generation that looks after each other and after the earth in which we inhabit. New paradigms will emerge, and new norms will be formed. Along the way we are going to face resistance from those who wish to preserve this terrible and unsustainable way of life. Let it come. One thing is for sure though, this movement is just getting started....

 "In a decaying society, art, if it is truthful,
Must also reflect decay.
And unless it wants to break faith with its social function,
Art must show the world as changeable,
And help to change it"
- Ernst Fischer

 © Shelby Bouchard


Follow me on twitter: @SBtheradical